For years, prior authorization improvement efforts have centered on one metric: speed. Faster turnaround times. Shorter queues. Quicker determinations. When backlogs grow, the instinctive response is to push harder, add staff, tighten SLAs, accelerate intake, automate submission.
And yet, despite sustained investment, many health plans find themselves in a familiar place. Requests move faster into the system, but decisions do not come out any cleaner. Appeals rise. Clinical teams feel busier, not better supported. Regulatory scrutiny intensifies.
The problem isn’t that health plans aren’t moving quickly enough. It’s that they’re optimizing for the wrong outcome.
The Question Leaders Should Be Asking
The critical question facing payer executives today is not how to make prior authorization faster. It is how to make authorization outcomes decision-ready.
In theory, prior authorization is a linear process. A request arrives. Medical necessity is assessed. A decision is rendered and communicated. In practice, speed at the front of the process often exposes fragility downstream. Requests arrive sooner, but incomplete. Data flows faster, but inconsistently. Clinical documentation is attached, but not usable.
What feels like progress—shorter intake cycles, higher submission volumes—often masks a deeper inefficiency: decisions still require the same amount of searching, clarifying, and rework. Sometimes more.
When speed becomes the primary goal, organizations optimize how fast work enters the system, not how effectively it can be resolved.
Why Faster Intake Often Slows Decisions
In our experience working with payer organizations, most delays in prior authorization do not occur because reviewers are slow. They occur because reviewers are forced to reconstruct meaning from poorly prepared inputs.
Requests arrive with missing or mis-keyed information. Clinical notes are uploaded as hundreds of unstructured pages. Policy criteria are technically met, but not clearly demonstrated. Nurses and physicians spend their time hunting for evidence rather than applying judgment.
A routine imaging authorization, for example, may arrive with a 200-page chart attached—office notes, lab results, historical encounters spanning years. The information needed to approve the request may exist somewhere in the record, but reviewers must sift through dozens of irrelevant pages to find it. The delay isn’t clinical complexity. It’s the effort required to locate and validate the right signal inside too much noise. That friction compounds downstream, creating a clinical review bottleneck where highly trained staff spend their time searching for context instead of making decisions.
Accelerating intake without addressing these issues simply increases the volume of work that is not ready to be decided. Each incomplete request introduces pauses, clarifications, and handoffs. What should have been a single pass through the system becomes multiple touches across multiple teams.
From the outside, this looks like insufficient capacity. From the inside, it is capacity being quietly consumed by avoidable friction. Across the U.S. health care system, administrative burden tied to prior authorization contributes to multi-billion dollar annual costs, reflecting how inefficient processes absorb payer and provider resources long before clinical review begins.1
This is where many modernization efforts stall. Automation accelerates submission and routing, but PA automation alone does not change the quality of what enters the system. Providers submit more requests because it is easier to do so. Intake teams process them faster. Clinical reviewers inherit the same defects at higher velocity. Speed amplifies whatever already exists—and when work is not decision-ready, it multiplies rework rather than reducing it
What High-Performing Plans Optimize Instead
Organizations that consistently control prior authorization performance focus less on turnaround time and more on decision quality at entry.
They ensure requests arrive complete and structured, reducing manual re-keying and downstream correction. Reflecting this shift, a significant proportion of health plans have already implemented electronic prior authorization systems, signalling both the complexity of modern workflows and the growing emphasis on reducing manual friction.2 They normalize data so policy criteria can be evaluated consistently. They surface the specific clinical evidence needed for a decision, rather than forcing reviewers to search entire records. And they treat policy logic as a shared, governed asset—not something interpreted differently by each reviewer.
As a result, their systems move work through once. Appeals decrease because rationales are timely and clear. Clinical teams spend their time applying judgment instead of assembling context. Speed improves, but as a consequence of better design, not as the primary objective.
The shift is subtle but decisive. The goal is no longer faster authorization. It is fewer touches per authorization.
Why This Matters Now
Prior authorization sits at the intersection of cost control, access, and regulatory oversight. As CMS and other regulators increasingly expect decisions to be explainable, not just defensible—as reinforced by the CMS prior authorization rule—the cost of prioritizing speed over clarity rises. Under the CMS Interoperability and Prior Authorization final rule (CMS-0057-F), impacted payers must provide prior authorization decisions within 72 hours for urgent requests and seven calendar days for standard requests, and include specific reasons for denials to improve transparency and explainability of decisions.3 The rule shifts expectations away from throughput alone and toward consistency, traceability, and timely rationale.
Systems that rely on heroics and overtime may hit SLAs in the short term, but they accumulate risk. Systems designed for decision readiness scale more predictably and withstand scrutiny more effectively.
What executives experience as utilization management pressure is rarely a failure of effort. It is a signal that the system has been optimized for motion, not resolution.
At Mizzeto, we work with payer organizations to address this exact gap—connecting intake, clinical review, and policy logic so prior authorization decisions can be made efficiently, consistently, and explainably. This is the design philosophy behind Smart Auth, our prior authorization platform—ensuring requests arrive decision-ready, with structured intake, reduced rework, and clinical evidence surfaced in context rather than buried in charts.
Because in modern utilization management, sustained performance isn’t about pushing teams harder. It’s about removing the friction that never needed to be there in the first place.
If your team is hitting SLAs but appeals keep climbing, let’s talk.
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